The Commercial Credit Analyst position serves as an evaluation point for loan requests, and responsibilities include reviewing applications, spreading financial statements, and conducting detailed analyses of repayment capacity and financial metrics. The analyst may also provide the initial framework for various credit servicing activities, including establishing requirements for ongoing monitoring of financial statements, ratios or other performance metrics, collateral management, and overall performance of loans.
Education required for this role: Associate or Bachelor’s degree in Accounting, Finance, Risk, Business Administration, or a related field. Experience required for this role: Two (2) years of experience in loan structuring and approval, credit analysis, underwriting, portfolio management, and developing forecasts of portfolio trends OR an equivalent combination of education and experience. A thorough knowledge of lending regulations is also recommended.
