Website Terms and Conditions

At First Port City Bank, we understand that every business has unique financial needs. Whether you're a budding entrepreneur looking to start your own venture, a small business owner aiming to expand operations, or a seasoned enterprise seeking capital for growth, we're here to support you every step of the way.

PRIVACY & SECURITY

Last Updated: 01/01/2024

Welcome to the First Port City Bank website. This Website Terms of Use Policy ("Terms") govern your use of the website located at [www.firstportcitybank.com] (the "Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

1. Use of Website

1.1 You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are at least 18 years old.

1.2. You agree to use the Website only for lawful purposes and in accordance with these Terms. You may not use the Website: (a) in any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries); (b) to transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter", "spam", or any other similar solicitation; (c) to impersonate or attempt to impersonate the Bank, a Bank employee, another user, or any other person or entity; (d) to engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Bank or users of the Website or expose them to liability.

2. Intellectual Property Rights

2.1. The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Bank, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

2.2. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows: (a) your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials; (b) you may store files that are automatically cached by your Web browser for display enhancement purposes; (c) you may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

3. Changes to the Website & Terms

3.1. We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period.

3.2. We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

4. Privacy Policy

4.1. All information we collect on this Website is subject to our Privacy Policy [https://www.firstportcity.com/privacy-policy/], which is incorporated into these Terms by reference. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

5. Governing Law & Jurisdiction

5.1. All matters relating to the Website and these Terms and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Georgia, without giving effect to any choice or conflict of law provision or rule (whether of the State of Georgia or any other jurisdiction).

5.2. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Georgia, in each case located in the city of Bainbridge and County of Decatur. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

6. Contact Information

6.1. If you have any questions about these Terms or the Website, please contact us at:

First Port City Bank
400 West Shotwell
Bainbridge, GA
(229) 246-6200
info@firstportcity.com

7. Entire Agreement

7.1. These Terms constitute the sole and entire agreement between you and First Port City Bank regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.